Accident Repair Can be a Nightmare Even with Insurance

Having your car repaired in a not so reputable body repair shop can be inconvenient. Sure, you might get a lower rate, but at the expense of usually shoddy work. Of course, your insurance company would not like to pay twice for a service that should have only been made once. Thus, here are some things that you would need to consider should you ever be in an automobile accident.

What to Do in a Collision?

These are the things that you should report and take note of when you are involved in an automobile accident:

Aside from calling your insurance agent, it is also very important to file a police report. It is also recommended to not move the vehicles and to take photographs of the accident scene, being very careful to take multiple angles and to capture as much information as possible.

It is at this point that the insurance company would assign an adjuster to your case. He or she will be the one to assess the damage and would approve just how much they would be able to cover.

Choosing the Right Repair Shop

Choosing a body repair shop is critical to ensure that your vehicle would be returned to its original condition. It is also very important especially if other parts are affected, such as the engine or your transmission. It is important to look for a reputable repair shop that has a good reputation and can also provide good rates.

Good body repair shops are often accredited by insurance companies, so this might be the best place to start looking if you are not familiar with automotive repair places. Of course, it is your choice if you would like to look for your own service provider, but there’s a much higher chance of you getting a bigger payout if the shop is accredited by your insurance provider. Payment transactions would also be much less of a hassle when it comes to these cases.

Also, make sure that your body repair shop of choice uses only original parts, especially if the part in question is critical to your vehicle’s performance. You might be able to get away with stock parts for side mirrors or signal lights, but nothing beats parts made by the original manufacturer for optimal performance and compatibility. If you want original parts and the insurance company will not cover all of the expenses, however, then it would be your call if you would like to shell out extra for this.

One thing is for certain, though. You have to process insurance claims as soon as the accident happens and before you have your car repaired. Doing this will ensure a hassle free transaction and you would have your car street worthy again in no time. Don’t be afraid to look around for alternatives when it comes to shops that will be willing to fix up your car, however. A cheap price will not always mean quality work. Alternately, an expensive quote may not only mean a higher insurance premium, but it also would not assure you of good service.

Always ask around for referrals on a good automotive body repair shop not only from your insurance company, but from friends and acquaintances as well. Online reviews can also help give you in choosing a suitable auto body repair company.

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